How to Register with LTO Online Appointment System

The Land Transportation Office (LTO) just entered the digital age by launching it’s LTO Online Appointment System. Just a couple days after they’ve announced the production of the aged vehicle number plates again.

By visiting the LTO Online Web Portal, you can now book an appointment with selected LTO District Office for for both driver’s license and vehicle registration renewal. Also, you can check the status of your driver’s license online if it’s ready for pick up.

In this article, let me guide you how to book an appointment with LTO Online Appointment System. Make sure to provide your information accurately and confirm your appointment within 3 days from the creation of appointment schedule. If you miss your schedule, your appointment will be cancelled. read more

How to Apply for PCSO Medical Assistance Program

No matter how healthy you are, there will come a time that you will get sick and would require medical assistance. And if that time comes and you are financially challenged to support your medical management, you can ask assistance from the government via PCSO.

Sadly, PCSO will not be able to shoulder the full costs of the medical management of procedure because they also need to cater to the thousands of Filipinos who are also seeking financial medical assistance from them.

Keep in mind that PCSO will evaluate your requirements and will only augment your medical expenses based on your condition such as where you are confined ie. Public hospital, private hospital, etc. read more

SSS Loan Restructuring Program 2018

What is SSS Loan Restructuring Program(LRP)? A program of the Social Security System that helps SSS members pay off their past due loans by removing their loan penalties from their total SSS loan balance. A way for helping individuals who could not pay off their loans especially those who were affected by calamities and disasters in different parts of the Philippines. Also known as SSS Loan Condonation that aims to help pinoys who were unable to pay their loans simply because they don’t have work anymore or they were unable process their payments on time. read more

Latest Number Coding Scheme in Metro Manila

What is Number Coding? Number Coding Scheme is a traffic law which aims to decongest major roads by banning private and public utility vehicles from entering the roads on weekdays. The scheme has been implemented since 1995 and had been revised many times. In this article, you will know the new scheme and get smart by avoiding major roads that are in Number Coding Scheme. Secondary streets and minor lanes may allow you to drive your “coded” car depending on the city you’re in.

The new Number Coding scheme is still the same were the last plate number ends at 1-2 Monday, 3-4 Tuesday, 5-6 Wednesday, 7-8 Thursday and 9-0 Friday are now barred from using roads in Metro Manila from 7AM to 8PM, also there are no “window hours” on these major roads: read more

MMDA: Beware of Fake Traffic Enforcers

Have you ever been caught in a traffic violation and confiscated your license? Are you sure that the one who caught you is legit MMDA traffic officer?

Today, the Metropolitan Manila Development Authority (MMDA) has released a statement and warned the public against these shameless persons posing as legitimate MMDA traffic enforcers to extort money following the complaint of a victimized motorist recently. Many issues have been reported such incidents so our MMDA traffic officers just reminding us to be careful and be vigilant at all times. read more

Philippine Bank Schedules for Holy Week 2018

Here’s the list of Philippine bank schedules for this coming Holy Week. Most bank branches will be closed starting March 29, Thursday to April 1, Sunday in observance of the Holy Week, while most ATM machines and online services will be available during the Holy Week. Please check this page from time to time for further updates.


All branches and kiosks will be closed March 29, Thursday to April 1, Sunday. Regular bank operations will resume on April 2, Monday and online payments made from March 29 to April 1, will be posted on April 3, Tuesday. read more

TRAIN Law: What it is and how it affects the Filipinos

The Tax Reformation for Acceleration and Inclusion or TRAIN law was signed by President Duterte on December 19, 2017 to simplify the government tax system. The bill has already started last January 1, 2018, and many Filipinos are already happy with it, but some are not.


What exactly is the TRAIN law? In this article, you’ll know the changes and how will affect every Filipinos.

Increased take-home money and bonuses:

Employees or workers with an annual salary of ₱250,000 are exempted now from tax. Includes the mandated 13th month bonus and other taxable bonuses. You’ll have 0% tax deduction compared with old tax system which has 5% to 32% deductions. You’ll have higher take-home pay and more chances of saving money. read more

How to Apply for PAG-IBIG Loan 2018

Are you planning to apply for PAG-IBIG loan? In this article, you will learn the benefits of being a member and requirements that you need to submit in order to process your Pag-IBIG loan.

What is Home Development Mutual Fund (HDMF) or Pag-IBIG? a government owned agency that aims to provide affordable housing loan to its members. If you’re not yet a member, you may check this article on how to register and become a Pag-IBIG member.

Today, is your lucky day! PAG-IBIG has simplified the steps and requirements, making it easier to have your PAG-IBIG loan. read more

Complete Guide for PAG-IBIG Online Registration

Pag-IBIG online registration can be done in easy simple steps. Aside from SSS, the Pag-IBIG Fund also provides many benefits that members can take advantage of.

If you are not yet a member of PAG-IBIG, this article will surely help you to know more about Pag-IBIG Fund and how to register as a member online.

What is Home Development Mutual Fund (HDMF) or Pag-IBIG Fund?

Home Development Mutual Fund (HDMF) or Pag-IBIG Fund is a government owned agency that aims to provide affordable housing financial needs to its members. Becoming a member is required before you can avail the benefits. If you don’t have yet a Pag-IBIG MID number, just fill-up the Pag-IBIG form online to register. read more