March 7, 2018 By Leave a Comment

How to Apply NBI Clearance Online 2018

National Bureau of Investigation has launched a website to process your NBI clearance online. Today, you can now process your NBI Clearance anywhere as long as there’s an internet connection, without the hassle of long queues like before. You can process your application through your computer or mobile device by simply clicking and entering few information, easy right?

In this article, let me guide you step-by-step on how you can process your NBI Clearance online.

Take note, effective January 2018, NBI had strictly implemented the “No Appointment No Entry Policy” for NBI clearance processing. Meaning, you can’t process your clearance on same day of application. They have advised to register online first and have your appointment date set in advance before going to any NBI Clearance satellite office. read more

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March 6, 2018 By Leave a Comment

How to Renew Vehicle Registration in LTO

Vehicle registration in LTO is a long and hassle process. It may take 2-5 hours to process your applications especially in peak office hours. Good thing, there’s no lunch break in all LTO district offices. LTO offices usually open at 8am Monday-Friday, some branches open at 7am and 9am.

However, smart individuals know how to shorten the process without reaching the boiling point. I’m not saying by paying fixers which is totally illegal and expensive. It’s by knowing the procedure early and preparing the documents you need before processing. read more

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March 6, 2018 By Leave a Comment

How To Apply For PhilHealth Online

Did you know that you can now apply for PhilHealth online?

Have you or your love one’s ever experienced a medical emergency before and you know how expensive the hospital bills are. Most of us has health insurance to reduce the large medical costs and ongoing hospital bills. Yes, there are many private health insurance plans that you can choose from but not everyone can afford because of the high membership fees.

This is where PhilHealth comes in, a healthcare program established by Philippine government for all Filipinos that need medical financial assistance. Let me share with you what PhilHealth is, and how to register for PhilHealth online. read more

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March 5, 2018 By Leave a Comment

New PhilHealth Premium Contributions For 2018

The Philippine Health Insurance Corporation or PhilHealth released a circular No. 2017-0024 last November announcing an increase in premium contributions for PhilHealth members.

According to the PhilHealth’s circular No. 2017-0024, the adjustment was necessary in order to keep up with the rising costs of the subsidy shouldered by the National Health Insurance Program (NHIP), a program established by Philippine government that aims to alleviate health care costs among Filipinos.

PhilHealth also explained in the circular that the adjustment was necessary to increase the service quality standards and sustain their enhancement programs that have been introduced in recent years. read more

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March 5, 2018 By Leave a Comment

How to Get a PhilHealth ID

Members must have provided their Member Data Record (MDR) or PhilHealth ID Before claiming any PhilHealth benefits. Most of the time, PhilHealth members overlooked the ID even though it’s free.

Is it worth it to have a PhilHealth ID? Yes, it’s a valid government ID.

You can use it for pre-employment requirements or commercial services requirements that require proof of identity like banks, money transfers, telecoms etc…

Make sure to be a PhilHealth Member first before applying for PhilHealth ID. read more

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March 3, 2018 By Leave a Comment

How to Compute SSS Monthly Pension

The significant reason to have an SSS Monthly Pension is once you retire, you can enjoy the retirement benefits as long as you have completed the 120 monthly premium contributions.

You have two ways to avail the retirement benefits from SSS either through monthly pension or lump sum amount.

An SSS member can only avail the SSS monthly pension when he/she has paid the required monthly premiums before the time of retirement.

 sss-benefits-computation

3 ways how the monthly pension is computed:

Using Formula 1 – ₱300 + 20% of the average monthly salary credit + 2% of the average monthly salary credit for each “Credited Year of Service” exceeding to 10 years read more

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March 2, 2018 By Leave a Comment

Lowest Interest OFW Loans In The Philippines

OFW loan is so relevant for our modern day heroes (mga bagong bayani), individual pinoy worker experienced poor working conditions include long hours, low wages and few chances to visit family.

Remittances from OFWs serve as the lifeblood of their families and plays big part to the Philippine economy.

Most of us think they don’t come across any financial crunches. They’re like us working locally, regardless of their monthly income, they also have financial needs.

To help the OFWs, we have loan services exclusive for OFWs. read more

Filed Under: BDO, BPI, PAG-IBIG, SSS Tagged With: , , , , ,
February 27, 2018 By Leave a Comment

How To Get LTO Student’s Permit

Getting a Student Permit in the Philippines is easy as one, two, three. For beginners, earning a Student’s Permit is your first step before applying for Non-professional or Professional Driver’s License

The importance of having a driver’s license is that it allows you to own and drive a car. It also tells people that you have the necessary driving skills to ensure your safety and your fellow drivers on the road.

In the Philippines, you will need to obtain a driver’s license from the Land Transportation Office or LTO. read more

Filed Under: Government Services, LTO Tagged With: , , , , ,
February 23, 2018 By Leave a Comment

Updated LTO Fines And Penalties 2018

New LTO Fines And Penalties

Nagmamaneho ka ba ng sasakyan at naranasan mo na mahuli ng MMDA o pulis at hindi mo alam ang violation mo?

“Sir, anong violation ko?”

Eto ang madalas natin itanong sa nanghuhuli kung meron tayong violation at para na din makaiwas sa mga fines at penalties.

Epektibo ba? Minsan OO(kung may lagay), minsan naman hindi. Madalas bibigyan tayo ng violation ticket at worse case kukunin ang iyong lisensya.

Hindi masama kung ikaw ay mahulihan ng violation dahil ito’y magbibigay ng experience upang ikaw ay matuto at para hindi mo na maulit ang same error in the future, tama ba ako? read more

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