March 12, 2018 By Leave a Comment

TRAIN Law: What it is and how it affects the Filipinos

The Tax Reformation for Acceleration and Inclusion or TRAIN law was signed by President Duterte on December 19, 2017 to simplify the government tax system. The bill has already started last January 1, 2018, and many Filipinos are already happy with it, but some are not.

what-is-train-law

What exactly is the TRAIN law? In this article, you’ll know the changes and how will affect every Filipinos.

Increased take-home money and bonuses:

Employees or workers with an annual salary of ₱250,000 are exempted now from tax. Includes the mandated 13th month bonus and other taxable bonuses. You’ll have 0% tax deduction compared with old tax system which has 5% to 32% deductions. You’ll have higher take-home pay and more chances of saving money. read more

Filed Under: News Tagged With: , , , ,
March 9, 2018 By Leave a Comment

How to Apply for PAG-IBIG Loan 2018

Are you planning to apply for PAG-IBIG loan? In this article, you will learn the benefits of being a member and requirements that you need to submit in order to process your Pag-IBIG loan.

What is Home Development Mutual Fund (HDMF) or Pag-IBIG? a government owned agency that aims to provide affordable housing loan to its members. If you’re not yet a member, you may check this article on how to register and become a Pag-IBIG member.

Today, is your lucky day! PAG-IBIG has simplified the steps and requirements, making it easier to have your PAG-IBIG loan. read more

Filed Under: PAG-IBIG Tagged With: , , , ,
March 8, 2018 By Leave a Comment

Complete Guide for PAG-IBIG Online Registration

Pag-IBIG online registration can be done in easy simple steps. Aside from SSS, the Pag-IBIG Fund also provides many benefits that members can take advantage of.

If you are not yet a member of PAG-IBIG, this article will surely help you to know more about Pag-IBIG Fund and how to register as a member online.

What is Home Development Mutual Fund (HDMF) or Pag-IBIG Fund?

Home Development Mutual Fund (HDMF) or Pag-IBIG Fund is a government owned agency that aims to provide affordable housing financial needs to its members. Becoming a member is required before you can avail the benefits. If you don’t have yet a Pag-IBIG MID number, just fill-up the Pag-IBIG form online to register. read more

Filed Under: PAG-IBIG Tagged With: , , , ,
March 7, 2018 By Leave a Comment

How to Apply NBI Clearance Online 2018

National Bureau of Investigation has launched a website to process your NBI clearance online. Today, you can now process your NBI Clearance anywhere as long as there’s an internet connection, without the hassle of long queues like before. You can process your application through your computer or mobile device by simply clicking and entering few information, easy right?

In this article, let me guide you step-by-step on how you can process your NBI Clearance online.

Take note, effective January 2018, NBI had strictly implemented the “No Appointment No Entry Policy” for NBI clearance processing. Meaning, you can’t process your clearance on same day of application. They have advised to register online first and have your appointment date set in advance before going to any NBI Clearance satellite office. read more

Filed Under: Other Gov't Services Tagged With: , , , ,
March 6, 2018 By Leave a Comment

How to Renew Vehicle Registration in LTO

Vehicle registration in LTO is a long and hassle process. It may take 2-5 hours to process your applications especially in peak office hours. Good thing, there’s no lunch break in all LTO district offices. LTO offices usually open at 8am Monday-Friday, some branches open at 7am and 9am.

However, smart individuals know how to shorten the process without reaching the boiling point. I’m not saying by paying fixers which is totally illegal and expensive. It’s by knowing the procedure early and preparing the documents you need before processing. read more

Filed Under: Government Services, LTO Tagged With: , , , ,
March 6, 2018 By Leave a Comment

How To Apply For PhilHealth Online

Did you know that you can now apply for PhilHealth online?

Have you or your love one’s ever experienced a medical emergency before and you know how expensive the hospital bills are. Most of us has health insurance to reduce the large medical costs and ongoing hospital bills. Yes, there are many private health insurance plans that you can choose from but not everyone can afford because of the high membership fees.

This is where PhilHealth comes in, a healthcare program established by Philippine government for all Filipinos that need medical financial assistance. Let me share with you what PhilHealth is, and how to register for PhilHealth online. read more

Filed Under: PhilHealth Tagged With: , , , ,
March 5, 2018 By Leave a Comment

New PhilHealth Premium Contributions For 2018

The Philippine Health Insurance Corporation or PhilHealth released a circular No. 2017-0024 last November announcing an increase in premium contributions for PhilHealth members.

According to the PhilHealth’s circular No. 2017-0024, the adjustment was necessary in order to keep up with the rising costs of the subsidy shouldered by the National Health Insurance Program (NHIP), a program established by Philippine government that aims to alleviate health care costs among Filipinos.

PhilHealth also explained in the circular that the adjustment was necessary to increase the service quality standards and sustain their enhancement programs that have been introduced in recent years. read more

Filed Under: PhilHealth Tagged With: , , , ,