How to Pay Your MERALCO Bill using BPI Express Online Account

If you are a BPI accountholder and you have a BPI Express Online account, there is now a better and faster way of paying your Meralco Electric Bill.

Are you tired of going to the Meralco payment center and other bayad center partners to pay your Meralco bill? Isn’t it tiring waiting in lines just to settle your bills?

Worry no more, you can pay your MERALCO bills online with BPI Express Online and Express Mobile’s 24/7 bills payment service.

Let me guide you on how to register your MERALCO account to your BPI express online account so you can just use the internet to pay your bills.


How to enroll your MERALCO Bill in your BPI Express Online account?

  1. Go to BPI expressonline website and log-in to your BPI Express Online account. – Make sure you already have your BPI account enrolled with BPI Express Online, if you haven’t registered your BPI Direct or BPI Family Savings account on BPI Express Online yet, you can register here by clicking this link.
  2. Go to Payments and Reloading -> Bills Payment -> Enroll All Other Bills.
  3. Please fill up the form by providing the required information and make sure it’s all accurate.BPI-Express-online-account
  4. Select MERALC from the list and enter the Reference Number, click Submit button once done.
  5. You will receive a One-TIME PIN (OTP) via SMS.BPI-express-online
  6. Enter the OTP number once you received it and select Continue.
  7. A confirmation page appears after a successful enrollment and you’re done! Start paying your MERALCO bills now.

 How to pay your MERALCO Bill using BPI Express Online?

  1. Go to Payments and Reloading -> Bills Payment -> Pay Bills Today.
  2. Select MERALC under “Pay”.
  3. Enter the amount of your bill.
  4. Under “My Account”, choose the account you want to use to pay your bill.
  5. Enter the “Additional Reference Number” which is the last 5-digit numbers of your ATM / Phone Reference Number. Take note, the additional reference number changes every month so you need to enter the reference number every time you pay your Meralco bill.
  6. Click “Submit” button and you’re done! You’ll be receiving a confirmation email of the transaction once successful.

How to pay your MERALCO Bill using BPI Express Mobile official App?

  1. Download the “BPI” app from App Store or Google Play Store.
  2. Log-in with you BPI expressonline account. 
  3. From the menu, select “Pay/Reload” tab.
  4. Choose “Pay From Deposit
  5. Select “MERALC” from the list.
  6. Enter the Additional Reference Number.
  7. Check your payment details before proceeding with payment.
  8. Confirmation page will be displayed after a successful transaction.
  9. You’re done! An email confirmation message will be sent to your registered e-mail address. 


Paying bills has never been this easy before. That’s why we should take advantage of the current technology because it only aims to make our transactions easier and faster. Imagine, you don’t need to personally go to the Meralco offices or bayad centers just to settle your Meralco bill.

With BPI express online banking, you just need to open your computer or smartphone, login to your BPI Express Online account, tap a few options, and voila, your electric bill is paid in just a snap! Less hassle, less effort, less time.

If you’re still doing the traditional way of paying bills, it’s time to switch to the new way of doing it – paying bills online at the comfort of your home or wherever you are.

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