How To Apply For BPI Credit Card

Are you planning to apply for your first BPI credit card?

Are you tired asking your friends or relatives if they could lend you their credit card for your online or offline purchases?

Do you want to have your own and never ask them again because they always keep on saying that it’s full and there’s no room for your purchase?

Ugh! I know the feeling.


But hey, don’t go to the nearest BPI branch just yet coz I have a few more questions to ask.

Are you really sure you can manage having your own credit card without overspending?



I know a lot of people who got buried in credit card debts and regret that they ever had a credit card.


Another warning!!!

Shopping is 10x tempting when you have a credit card.

Do you think you can resist your favorite bag or shoes that’s currently on 50% sale at Lazada, Zalora, or even at the mall?

Can you still practice that thing called “delayed gratification”?


Well, let’s see!

You’d probably say that you wouldn’t know unless you try.

Alright, you bet!

So if you’re ready to try and have your own BPI Credit card, hop right in and I’ll show you how you can have yours.


Where to Apply for BPI Credit Card

You can apply for your BPI Credit card OFFLINE (in any of the BPI branches) or ONLINE (using your computer or smartphone with internet connection.)

If you don’t have time to go the nearest BPI branch, then I suggest you do it online.


What are the BPI credit card Requirements?

  1. AGE

For Primary Card Holder, you should be at least 21 yrs old.

For Supplementary cards, applicants must be at least 13 years old.


  • You need to have a minimum fixed monthly income of Php 15,000, which does not include overtime or commissions or service fees, or tips. This is the income requirement if you apply for:

BPI Amore Visa

BPI Blue MasterCard

BPI SkyMiles MasterCard

Petron-BPI MasterCard

BPI Edge MasterCard

  • You need to have a minimum fixed monthly income of and Php 40,000 for BPI Gold MasterCard.



You need to have a business or residence contact number. The bank will contact this number to verify.



You need to fill out the application form, which you can find below.



A. Photocopy of Proof of Identification (front and back) with at least 1 valid ID with picture:


B. Photocopy of your Proof of Income

  • For Employed, you may submit ANY of the following:
    1. Certificate of Employment (For OFWs, it’s your Contract of Employment)
    2. Latest Payslips
    3. Latest Income Tax Return (ITR) with BIR or bank stamp
  • For Self-employed, you may submit a photocopy of the following:
    1. Latest AFS or Audited Financial Statements with BIR or bank stamp
    2. AND latest ITR or Income Tax Return with BIR or bank stamp



When all your requirements are ready and you already filled out the form,  you may send them through:

You need to submit these documents within 3 banking days. Otherwise, your application will be cancelled.


How to Apply for BPI Credit card online?

  1. Go to

In the main navigation bar, hover your mouse over Cards, then click Credit Cards.

You will then see an “Apply Now’ button and you will have to click it.



  1. There are 7 types of BPI credit cards you can apply for.

If you want to review them first, you may click this link BPI Credit Cards.

Take note: You should have submitted all the requirements or else, it will not be processed. Make sure that your home or business address is within a 30km radius of your BPI family bank branch.

  • BPI Blue MasterCard – This is called The Sensible Card
  • BPI Gold MasterCard – This is called The Premium Card
  • Petron-BPI MasterCard This is called The Full Service Motorist Card
  • BPI Edge MasterCard – This is called The Value for Style Card
  • BPI eCredit – This is called The Internet Shopping Card
  • BPI SkyMiles MasterCard – This is called The Pure Mileage Card
  • BPI Amore Visa – This is called The Lifestyle Shopper Card


  1. Once you’re decided on which BPI credit card you wanted to apply, then fill out the application form below. Make sure that it’s all filled-out completely.BPI-credit-card-application-form


  1. Once you have completed the application form, click on the small box below indicating that you have agreed on the terms and conditions of your BPI credit cards. Click on the submit button then that’s all, you have already applied for your first BPI credit card.

A confirmation window will appear that will tell you that your application has been received.

Source: BPI Credit Card Application


How about you? Do you have your BPI Credit Card already? How long did it take for you to have your first BPI Credit Card? Let’s talk at the comment section below!

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